ERAM · ESG

ESG.

ERAM Real Estate is committed to building to the highest environmental, social and regulatory standards, in line with international institutional practice. We are at the Foundations phase of the platform: the commitments below are the standards we will pursue across the pipeline as projects move from concept through to delivery. Where we cite specific certifications, ratings or benchmarks, we describe them as targets, confirmed project-by-project in each Information Memorandum.

Environmental Social Governance Values
01 · Environmental

Designing to
the highest
environmental
standards.

Every ERAM project will be designed and delivered against an environmental brief that targets energy performance materially above the local minimum, low-embodied-carbon material choices where the supply chain permits, careful water management, and full electromobility provision. The brief is set at concept stage and tracked through to delivery; deviations require Investment Committee approval.

Thoughtful urbanism & international design quality

For every ERAM project, we commit to engaging an established local architectural practice in the project's home market — selected for fluency with local context, materials, climate and regulation — together with a recognised international architectural practice where the brief, scale or typology warrants it. Where the project ambition justifies it, we will organise open architectural competitions to bring world-class design to Kosovo and the wider region.

The dual-track local-plus-international approach combines local credibility with international design standards. Named architectural engagements are disclosed in each project's Information Memorandum.

02 · Social

Building
communities,
not just
buildings.

The buildings we develop will become part of neighbourhoods that exist for decades. Our social commitments — to the communities around our projects, to the residents and tenants who eventually move in, and to the wider real-estate profession in Kosovo and the Balkans — are integral to the way ERAM operates.

03 · Governance

Institutional
standards from
day one.

ERAM Real Estate operates under a comprehensive governance framework adopted from the platform's first day: dual-class share structure with the Sponsor Control Architecture at the project SPV level; a complete suite of policies covering AML, KYC, sanctions, anti-bribery, conflicts of interest, data protection, code of conduct, complaints, risk disclosure, supplier conduct and contractor conduct; an Investment Committee with independent oversight; and an Investor Representative elected by Class B co-investors. The framework is documented in full on the Compliance page.

Reporting & disclosure

Co-investors in Class B shares receive structured quarterly reporting on each project SPV — covering construction progress, budget status, sales-pipeline tracking, financial statements and risk-register updates — plus annual audited financial statements at SPV level. ESG metrics relevant to each project — energy performance against target, certification progress, waste-management compliance, water consumption in the operating phase, community-engagement activity — will be reported alongside operational metrics.

See Investor Relations for the full reporting framework.

Values

Our DNA.

The five values below underpin everything we do — they are the standards we hire for, promote on, and hold the platform to. They are the same values used internally across the Kelmendi Holdings group, applied to ERAM Real Estate's institutional context.

A note on our stage

Commitments made today,
evidenced tomorrow.

ERAM Real Estate is in the Foundations phase of the platform. Our first projects are at concept and planning stage. The standards set out on this page are the standards we commit to pursue across the pipeline — they are not yet evidenced by completed buildings. As projects move through feasibility, permit, construction and delivery, the evidence will be reported transparently in our quarterly investor updates, in the audited financial statements of each project SPV, and in the public Insights edition.

See Insights